Winning a massive lottery jackpot like the Powerball or Mega Millions is a once-in-a-lifetime event—but it also comes with major financial consequences. Whether you’re holding a winning ticket for $2.04 billion like the historic Powerball prize in November 2022, or you’re the lucky recipient of a recent $1.58 billion Mega Millions jackpot, it’s critical to…
As 2026 approaches, the U.S. financial landscape is entering a period of significant uncertainty. From a historic credit rating downgrade to looming tax law changes, individuals and families—especially those with global assets or U.S. residency—face important decisions. If you’re holding U.S. assets, planning to transfer wealth, or preparing for retirement, now is the time to…
Your credit score is one of the most critical financial indicators, affecting your ability to secure loans, mortgages, credit cards, and even rental agreements. A higher credit score opens doors to better interest rates and financial opportunities. This step-by-step guide outlines 10 proven strategies to help you boost your credit score and build a strong…
Are you an artist living in Sacramento looking for funding to grow your creative career? The City of Sacramento has launched the Creative Growth Fellowship Program — a brand-new initiative offering $850 per month for 12 months to up to 200 individual artists across all disciplines. That’s a total grant of $10,200 per artist, completely…
When you hear the word “mortgage,” you likely think of homeownership, interest rates, and long-term loans. But did you know that this common financial term actually comes from Latin and Old French roots meaning… death pledge? Yes, it’s true. And while that may sound dark, the origin of the word offers a fascinating glimpse into…
Let’s face it: budgeting is already hard — and it’s even tougher when your income isn’t stable. Maybe you’re a freelancer, a gig worker, or just going through a job transition. Whatever the reason, not knowing exactly when or how much you’ll get paid doesn’t mean you can’t plan your money. It just means you…
Saving $10,000 in just 6 months might sound impossible, especially if you’re not making six figures or living in a low-cost-of-living area.But here’s the truth: it can be done, even on a low income. The secret? Not overnight miracles. Not lottery tickets. Just discipline, creative thinking, and a realistic, step-by-step plan. This guide is for…
Saving $10,000 in six months might sound impossible, especially if you’re on a tight budget. But here’s the truth: with the right plan and the right tool, it’s not just possible, it’s doable.To help you make it happen, I’ve created a Free Google Sheet savings tracker that breaks your goal into small, weekly wins. And…
ver feel nervous handing over your credit card, hoping it won’t get declined? Well, it turns out that when you use credit, you’re not just borrowing money, you’re borrowing trust. The word credit comes from the Latin credere, which literally means “to believe.” Why? Because when someone gives you credit, whether it’s a loan, a…
We all know what a budget is—something we swear we’ll stick to, especially after overspending on coffee and impulse buys.But have you ever thought about where the word budget even came from? Surprisingly, it all started with a bag. A small one. The word budget comes from the Old French bougette, which literally means “little…
