Are you an artist living in Sacramento looking for funding to grow your creative career? The City of Sacramento has launched the Creative Growth Fellowship Program — a brand-new initiative offering $850 per month for 12 months to up to 200 individual artists across all disciplines. That’s a total grant of $10,200 per artist, completely…
When you hear the word “mortgage,” you likely think of homeownership, interest rates, and long-term loans. But did you know that this common financial term actually comes from Latin and Old French roots meaning… death pledge? Yes, it’s true. And while that may sound dark, the origin of the word offers a fascinating glimpse into…
Let’s face it: budgeting is already hard — and it’s even tougher when your income isn’t stable. Maybe you’re a freelancer, a gig worker, or just going through a job transition. Whatever the reason, not knowing exactly when or how much you’ll get paid doesn’t mean you can’t plan your money. It just means you…
Saving $10,000 in just 6 months might sound impossible, especially if you’re not making six figures or living in a low-cost-of-living area.But here’s the truth: it can be done, even on a low income. The secret? Not overnight miracles. Not lottery tickets. Just discipline, creative thinking, and a realistic, step-by-step plan. This guide is for…
Saving $10,000 in six months might sound impossible, especially if you’re on a tight budget. But here’s the truth: with the right plan and the right tool, it’s not just possible, it’s doable.To help you make it happen, I’ve created a Free Google Sheet savings tracker that breaks your goal into small, weekly wins. And…
ver feel nervous handing over your credit card, hoping it won’t get declined? Well, it turns out that when you use credit, you’re not just borrowing money, you’re borrowing trust. The word credit comes from the Latin credere, which literally means “to believe.” Why? Because when someone gives you credit, whether it’s a loan, a…
We all know what a budget is—something we swear we’ll stick to, especially after overspending on coffee and impulse buys.But have you ever thought about where the word budget even came from? Surprisingly, it all started with a bag. A small one. The word budget comes from the Old French bougette, which literally means “little…
Let’s say your local bank suddenly shuts down… and someone comes by and smashes their desk.That’d be weird, right? Well, back in medieval Italy, it wasn’t that weird at all. In those days, moneylenders worked on benches (called banca in Italian) in busy marketplaces. If a banker couldn’t pay their debts or went out of…
Have you ever wondered why your paycheck is called a salary? You might be surprised to learn that the word comes from something much more basic than stocks or direct deposits. It all goes back to salt — yes, the stuff on your dinner table. A Paycheck Made of Salt? In ancient Rome, salt was…
Let’s be real, life happens.You miss a payment. Maybe your paycheck was delayed, you forgot the due date, or your auto-pay failed without you noticing. But once the panic fades, the next big question hits:“How bad is this for my credit score?” The answer? It depends on how late the payment was, how often it…
