Financial Planning

Plan for your future with practical financial advice.
From building emergency funds to setting long-term financial goals, start shaping a secure tomorrow today.

All articles in category
What to Do After Winning the Powerball or Mega Millions Jackpot: Taxes, Payouts, and Smart Moves

Winning a massive lottery jackpot like the Powerball or Mega Millions is a once-in-a-lifetime event—but it also comes with major financial consequences. Whether you’re holding a winning ticket for $2.04 billion like the historic Powerball prize in November 2022, or you’re the lucky recipient of a recent $1.58 billion Mega Millions jackpot, it’s critical to…

Finance Hub
June 20, 2025
0
What to Do After Winning the Powerball or Mega Millions Jackpot: Taxes, Payouts, and Smart Moves
What You Must Do Before 2026: U.S. Credit Downgrade, Tax Law Shifts, and Asset Protection

As 2026 approaches, the U.S. financial landscape is entering a period of significant uncertainty. From a historic credit rating downgrade to looming tax law changes, individuals and families—especially those with global assets or U.S. residency—face important decisions. If you’re holding U.S. assets, planning to transfer wealth, or preparing for retirement, now is the time to…

Finance Hub
June 6, 2025
0
What You Must Do Before 2026
Creative Growth Fellowship Program – $10,200 Artist Grant in Sacramento (2025 Guide)

Are you an artist living in Sacramento looking for funding to grow your creative career? The City of Sacramento has launched the Creative Growth Fellowship Program — a brand-new initiative offering $850 per month for 12 months to up to 200 individual artists across all disciplines. That’s a total grant of $10,200 per artist, completely…

Finance Hub
May 12, 2025
0
totalfinancehub.com creative growth fellowship program 10200 artist grant in sacramento 2025 guide image Creative Growth Fellowship Program – $10,200 Artist Grant in Sacramento (2025 Guide) Financial Planning
401(k), IRA, and Roth IRA: Which Retirement Plan Is Best?

Saving for retirement is one of the most important financial decisions you’ll make. But with different retirement plans available, choosing the best option for tax savings can be confusing. Should you go with a 401(k), Traditional IRA, or Roth IRA? In this guide, we’ll break down how each plan works, their tax benefits, and which…

Finance Hub
March 20, 2025
0
totalfinancehub.com 401k ira and roth ira which retirement plan is best for tax savings tq7tty3azosyeosu70g n 401(k), IRA, and Roth IRA: Which Retirement Plan Is Best? Financial Planning
Why You Should Open a Bank Account for Your Child

Opening a bank account for your child is a great way to teach financial literacy, develop responsible money management habits, and provide a secure place to save for the future. Many banks offer specialized accounts designed for minors, often with features that encourage saving and financial education. In this post, we will discuss the reasons…

Finance Hub
March 5, 2025
0
image 4 Why You Should Open a Bank Account for Your Child Financial Planning
5 Expert Tips to Achieve Financial Freedom

In today’s fast-paced financial world, achieving financial freedom is more important than ever. Whether you aim to build wealth, retire early, or gain financial security, taking strategic steps now can set you up for a stress-free future. This guide will walk you through expert tips and real-world strategies to help you secure your financial future…

Finance Hub
February 26, 2025
0
financial-freedom-expert-tips